VUL Insurance

VUL Variable Universal Unit Linked Life Insurance

VUL Insurance Definition, Benefits, Pros and Cons, vs Term Insurance, Sunlife Proposal, Calculator, Financial Needs Analysis

Don Salvador

Don Salvador Benedicto, Negros Occidental (DSB): How to Get There, Tourist Spots, Where to Stay, Maps, Cafe, Stone Peak…

Velmiro Granada Bacolod


Where is Velmiro Located? Features Amenities Message Me for Pricing or Details Ready to View or Reserve? Contact Me now 09088128227 / [email protected] Contact Form What are the Unit TYpes? Prices range P3,300,000 to P3,900,000 Price ranges P3,900,000 to P4,500,000 Felicity Prime prices range P2,800,000 to P3,200,000 Dara prices range from P2,700,000 to P3,200,000 Solas […]

Nara Residences by Rockwell Land

Rockwell Land Bacolod at Night

Nara Residences by Rockwell Land All the data, infos, prices you need to know (updated Feb 2020.) Get Quote Rockwell Land is one of the many reasons why Bacolod is one of the top places for your investment. Corporations and conglomerates have begun recognizing the potential that is in Bacolod, that’s why the influx. Rising […]

Mesavirre Garden Residences Lacson Bacolod

Mesavirre Bacolod Dec 2020 Update

Nov – Dec 2020 Promo Contact Bryan to Reserve July 2020 Promo Mesavirre Garden Residences – A Refreshing Addition to the Bacolod City Skyline MesaVirre Garden Residences is one of Cebu Landmasters’ garden series. It is composed of three buildings that offers great quality of Studio and Bedroom units built on a one-hectare property. The […]

Megaworld Upper East Bacolod: One Manhattan Pricing & Availability

Megaworld Upper East: The Next Big Thing in Bacolod Megaworld Upper East must be your top choice if you’re considering the best real estate investment in Bacolod City, Negros.  Your top factors should be (1) nearness to key spots, (2) quality of life, (3) convenience and (4) economic [and political] centrality. [Further explained below] If you’re […]


The primary legal source for domestic adoption in the Philippines is RA 8552. Its short name is Domestic Adoption Act of 1998 and its complete name is AN ACT ESTABLISHING THE RULES AND POLICIES ON THE DOMESTIC ADOPTION OF FILIPINO CHILDREN AND FOR OTHER PURPOSES. Full text This post only give the highlights of adoption. […]

Inspirational Quotes from Cases 1

The highest court of the land does not all the time speak in highfalutin legalese words but sometimes speaks in languages that are highly-relatable to the most ordinary man, endearing, spiritual, and sometimes even Biblical/Quranic and poetic. Here are curated quotes from Supreme Court cases that I find somewhat timeless and resonating where I may […]

Generic vs Qualifying Aggravating Circumstances

Condition Generic Qualifying 1.) Increase of Penalty To max period without exceeding the limit Gives the crime proper name; Place the author of the crime in a situation where there is no other penalty that applies but that which is provided by the law 2.) Offset by mitigating May be compensated by mitigating Cannot be […]

Ordinary vs Privileged Mitigating Circumstances

Condition Ordinary Mitigating Privileged Mitigating 1.) Offset by Aggravating Circumstances Susceptible Cannot be 2.) Effect to penalty Applies the minimum penalty in the period (does not go down to another period) Lowers the penalty by one or two degrees (may go down to another period) 3.) Both: Reduces penalty but do not change the nature […]

Zulueta vs. Pan Am Digest

G.R. No. L-28589 January 8, 1973Full Text LinkAuthor: Bryan VillarosaComplete Names of PartiesRAFAEL ZULUETA, ET AL., plaintiffs-appellees,vs.PAN AMERICAN WORLD AIRWAYS, INC., defendant-appellant. THESIS STATEMENT Pan American World Airways (on this motion for reconsideration) insists that the COMPROMISE AGREEMENT they made with Mrs. Carolina Zulueta IS VALID on the grounds that THE DAMAGES DID NOT arise […]

China Bank vs. Ortega Digest

CHINA BANK VS ORTEGAG.R. No. L-34964 January 31, 1973 THESIS STATEMENT China Bank refused to comply with a court order garnishing (seize to settle debt) the bank deposit of a judgment debtor invoking that the order does not fall under exceptions of Section 2 Republic Act No. 1405. FACTS Respondent Vicente Acaban filed a complaint in the […]

Abellana vs. Marave Digest

TWO ABELLANA’S VS. JUDGE MARAVEG.R. No. L-27760 May 29, 1974Full text THESIS STATEMENT Petitioners CRISPIN and FRANCISCO ABELLANA insisted that the Responded Judge acted with grave abuse of discretion arguing that he should have dismissed the civil action against them because there’s already a criminal action on appeal. WHAT ARE THE RELIEFS SOUGHT? DISMISSAL of […]

Ultimate Guide to Life Insurance Philippines

Life insurance may be something new to you which you often hear from your office mates or social media posts. But what are its meaning and importance? How does it work? Do you need life insurance? Is it really better to get term and invest the rest? What are the types of life insurance that […]

One Manhattan at Upper East Megaworld Bacolod City

One Manhattan Upper East Artist Impression

One Manhattan – Megaworld’s award-winning live-work-play township lifestyle One Manhattan at Upper East Megaworld Bacolod  is a mid-rise residential development offering first-class recreational activities and amenities with a number of luxurious units that you can choose from. This is a perfect place  young professionals and growing families. The One Manhattan is the 3rd residential condominium […]