Life Insurance Calculator in the Philippines

Life Insurance Calculator for Filipinos

Table of Contents

Life Insurance Calculator for Filipinos

People often come to me and say, “Can you give me a life insurance quote?” But I would say that the best practice is not to easily quote right away. There needs to be a prompt assessment of your financial goals and needs first.  

This form can help you assess what type of life insurance product best fits you. I believe that the more specific we identify our capacity and target goals, the more we will enjoy sustaining our life insurance plan.

This assessment involves personally-identifiable questions such as email, name, and birthday and will be handled with data privacy in mind. 

I will then send you a PDF containing recommended targets so you can prepare ahead for your goals/ uncertainties like your child’s education, hospitalization, retirement, life’s milestones and uncertainties.

Please note that I used SunLife’s FNA as reference in this form but I used rearrangements, own words and different system.

Life Insurance Self-Assessment Form

About the Advisor

Bryan is working with Sun Life as a Financial Advisor. Sun Life has been in the insurance industry for 124 years (and counting) here in the Philippines alone.

Our main advocacy is to help Filipinos achieve financial security and most importantly, income protection. If you want to know more about what Sun Life can offer, please do not hesitate to contact me here in Facebook or txt me.

Related: VUL Insurance

VUL Variable Universal Unit Linked Life Insurance

Variable Unit-Linked Life Insurance

  • What is VUL?
  • Benefits of VUL
  • SunLife VUL
  • VUL Pros and Cons
  • VUL vs Term Insurance
  • Variable Universal Life Insurance Calculator

Sample Proposals

Risk Profile Chart

If you want to know your risk-appetite, and the best fund allocation for you, you can answer the form below by selecting your answers and total the corresponding score.

A B C 
TIME HORIZON
Number of years you plan to put the money to investment instrument
POINTSRISK & RETURN
Your attitude towards investing, and the level of risk or volatility (the ups and downs of investment instruments) you can take
POINTSFINANCIAL SITUATION
Consider your regular expenses, your ability to pay your loans and emergency funds
POINTS
More than 15 years4Seeks growth of money. Fully accepts volatility and is very okay with ups and downs just to ensure higher returns over the long term4Can meet emergency expenses without withdrawing these funds4
Between 11-15 years3Comfortable with up and down fluctuations of the market and prepared to do so even it goes down more than 50%3If an emergency situation will arise, I may withdraw these funds3
Between 5-10 years2Comfortable with volatile happenings but prepared for my money even it goes down not more than 50%2I won’t need this money for now. I’ll put it in an investment but this may change2
5 years and below*1Just want to preserve the money and prefer to gain stable returns rather than seeing fluctuations*1Need to supplement my income with this investment*1
*may not be suitable for VUL
SCORERISK PROFILERECOMMENDED % IN EQUITIESAPPROPRIATE FUNDS
10 – 12Aggressive or Growth-Oriented70% or more✔︎ Equity / Growth Fund
✔︎ Index Fund
✔︎ Growth Plus Fund
✔︎ Others: _____________ (contact Bryan)
7 – 9Moderate30% – 70%✔︎ Balanced / Opportunity Fund
✔︎ My Future Fund
✔︎ Others: _____________ (contact Bryan)
3-6ConservativeLess than 30%✔︎ Bond
✔︎ Money Market Fund
✔︎ Others: _____________ (contact Bryan)
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